Joyzen Cube

A smart way for seamless payments.

Cube gives you end-to-end payments — collect from customers and disburse funds instantly, securely and with quick online onboarding.

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Glass cube visualizing the Cube payment engine

Everything inside Cube

Accept multi-mode payments

UPI, debit cards, credit cards, net banking and digital wallets — all through one integration.

UPI, Cards, Net Banking & more

Intuitive dashboard

Real-time analytics, transaction monitoring and comprehensive reporting tools.

Live monitoring & reports

Built for developers

RESTful APIs, SDKs, webhooks and complete documentation for a seamless rollout.

RESTful APIs & SDKs

100% compliant

PCI DSS certified, ISO compliant and aligned with every regulatory standard for secure payments.

PCI DSS compliant & secure

UPI Collect

Efficient peer-to-merchant transactions

UPI Collect lets individuals and businesses transact smoothly — instant, secure payments suited to independent merchants and large-volume operators alike.

Same-day settlements

Real-time or scheduled settlements based on your business needs.

Wider customer reach

Accept payments from every UPI app your customers already use.

Easy integration

Quick setup through APIs, SDKs and QR solutions tailored to your model.

High security standards

End-to-end encrypted transactions for maximum safety and compliance.

Intuitive dashboard

Real-time insights, reports and automated reconciliation for tighter control.

Customizable solutions

Scalable UPI P2M flows for retail stores, marketplaces and service platforms.

Payouts

Disburse to anyone, instantly and at scale

Automate payouts to any bank account or UPI ID through APIs or file upload. Pay vendors, partners, employees and customers on a dependable, secure platform.

Instant transfers

IMPS, NEFT, UPI and RTGS-based payouts around the clock.

Bulk & individual

Manage large volumes by API or simple file upload.

Easy APIs

Drop payouts into your website or app with minimal engineering.

Secure by design

Maker-checker controls, audit trails and encrypted payloads.